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Bank of the Philippine Islands

  • 1,000 - 50,000 employees

Credit Associate null

Cagayan De Oro

Opportunity expired

Join our team as a Credit Associate, evaluating and underwriting retail loans while ensuring compliance with credit guidelines.

Opportunity details

Opportunity Type
Graduate Job or Program

Application dates

Minimum requirements

Accepting International Applications
No
Qualifications Accepted
B
Accounting
Commerce
Finance
Business
Business Administration
Management
Economics

Hiring criteria

Entry pathway

See details

Working rights

Philippines

  • Philippine Citizen
  • Philippine Permanent Resident
Read more

Your Role:

Key responsibilities as follows: 

  • Conducts comprehensive screening, income, and residence verification for loan applicants. 
  • Prepares requests for field credit investigations as needed. 
  • Encodes gathered information into the system and prepares recommendations to approve, reject, or defer applications. 
  • Manages sales inquiries and concerns, escalating to the Credit Officer when necessary to support business targets.

About You:

The ideal candidate will have: 

  • A Bachelor’s degree, preferably in Business Studies, Administration, Management, Finance, Accountancy, or Banking. 
  • Knowledge of retail loan product features. 
  • Understanding of basic credit principles and credit policies. 
  • Strong analytical and data management skills. 
  • Excellent written and oral communication skills. 
  • Willingness to be assigned in Cagayan de Oro City.

Compensation & Benefits:

Competitive salary and benefits package, including healthcare and performance bonuses.

Training & Development:

Opportunities for professional development and training programs to enhance skills and career growth.

Career Progression:

Potential for career advancement within the company, with opportunities to move into senior credit roles or management positions over time.

How to Apply:

Submit your application by completing the required form and attaching your resume and cover letter. Ensure all documents are up-to-date and accurately reflect your qualifications.

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Hiring criteria

You should have or be completing the following to apply for this opportunity.

Entry pathway
Degree or Certificate
Minimum Level of Study
Bachelor or higher
Study Field
B
Accounting
Business
Business Administration
Commerce
Economics
Finance

Work rights

The opportunity is available to applicants in any of the following categories.

country
eligibility

Philippines

Philippines

Philippine Citizen

Philippine Permanent Resident


Graduate Success Stories


  • Graduate stories

Jediael Neri

Strategic Programs Officer at Bank of the Philippine Islands