Graduate Trainee null

Your role

Key Roles and Responsibilities

• Work with the team to support various activities in the credit risk value chain for a portfolio of corporates.
• Supporting in surveillance of portfolios and preparation of event notes.
• Supporting the team in MIS reporting activities.
• Supporting in preparing credit reports and financial models based on fundamental analysis for a set of assigned credits/companies.
• The candidate may have to undertake the below credit assessment activities:
  • Undertaking research and analysis of an entity through a thorough assessment of its credit strengths and weaknesses and weighing its business and financial risk profile.
  • Preparing credit assessment report sections and elaborately discussing the company profile and credit risk considerations.
  • Preparing and updating detailed financial spreads/models encompassing financial analysis, capital structure analysis, calculation of key credit quality determinants, and financial projections (up to 7 years).
  • Determine and recommend ratings to the entity based on the internal rating framework and methodology.
  • Final collation of credit memos
• Support the team with any ad-hoc research requests including sector research.

About you

Functional & Behavioural Knowledge

• Good understanding of financial concepts, calculation of key credit metrics, and capital ratios
• Good knowhow of accounting aspects
• Reasonable understanding of credit  

Minimum & Preferred Education

• Graduation completed

Minimum & Preferred Experience/Skills 

• High level of attention to detail and accuracy; Diligence and hard work
• Organization skills and the ability to manage and prioritize workload
• Good understanding of MS Office products

Experience: 0 to 2 Years

Mandatory Skills: Accounting

Location: Mumbai / Pune / Gurugram

Benefits

You will receive the following benefits:

• Gain practical, real-world experience in your field of study.
• Dedicated vaccination camps and vaccination cost reimbursement.
• Real-time assistance with doctor consultations, hospital enrollment, and emergency healthcare resources.
• 24/7 counseling, psychological support, family guidance, and mental health webinars.
• Monthly 'Wellness Day' for employees to focus on well-being.

Training & development

CRISIL prioritizes equipping its talent for greater responsibilities through Leadership Development, and Behavioral and Functional Skill Development, investing in talent development across all career stages and domains.

• Senior Leadership Development: Specially curated journeys focus on key organizational themes, featuring interactions with Board Members and industry experts.
• People Manager Programs: These programs center on "Caring," "Coaching," and "Challenging," aimed at upskilling managers to lead effectively in a dynamic environment.
• Young Talent Nurturing: CRISIL builds a future talent pipeline through challenging assignments, diverse global exposure, and continuous mentoring within its ecosystem.

Career progression

CRISIL offers robust opportunities for career growth, emphasizing a supportive culture that nurtures learning and innovation. Employees benefit from a people-first approach that includes attractive rewards and benefits, encouraging them to grow professionally and personally. The company values continuous learning and ethical practices, creating an environment where individuals can thrive and advance in their careers.

Sources

The information on this page was gathered from the following sources:

• career.crisil.com/crisil/jobview
• crisil.com/en/home/careers/overview/life-at-crisil
• crisil.com/en/home/careers/overview