Commercial Banking Innovation Development Analyst Program (Jan 2025)

Job Description

Join the 2025 Commercial Banking Innovation Development Program as a Full Time Analyst at JPMorgan Chase & Co. and contribute to the innovation of our services while supporting diverse businesses. The 2.5-year program offers rotational opportunities across various teams, enhancing a range of products and processes, and leading to Associate I level positions. We're seeking team members with exceptional communication and problem-solving skills, passionate about creating positive change through financial services.

As a 2025 Commercial Banking Innovation Development Full Time Analyst within the Innovation Development Program, you will concentrate on continuous innovation and improvements, creating a lasting and positive impact, and developing advanced solutions to complex issues within the Commercial Banking lines of business. Your 2.5-year program will commence with approximately 5 months of project-based learning in the Commercial Banking sector, where you will delve into solving a complex business problem in an incubator environment and build foundational knowledge of Product Management.

Job Responsibilities:

• Support CB in a truly unique way – through rotational opportunities across functional, business, and product teams such as Digital, Solutions, Transformation, Product, Marketing, and Business Architecture
• Deliver impact as part of this program will significantly enhance a broad range of products and processes that promote value for our businesses and clients
• Begin your 2.5-year program with ~5 months CB project-based learning, diving into solving a complex business problem statement in an incubator environment and developing foundational knowledge of Product Management
• Following the incubator experience, you participate in two 12-month rotations aligned to high-impact functional, business or product teams within the Commercial Bank
• Experience significant potential to grow and transform JPMC’s banking business
• Successful completion of the program, will render analysts eligible for Associate I level positions in Commercial Banking across the country

Required Qualification:

• Exceptional interpersonal and communications skills
• Excellent problem-solving and critical thinking skills 
• Comfortable navigating through ambiguity
• Desire and passion for creating positive change through financial services
• Intellectual curiosity and a desire to learn
• Ability to formulate questions, suggestions and/or next steps based in logic with little direction
• Ability to thrive in a fast-paced, collaborative environment
• Demonstrated leadership experience in school or community 
• Graduating between December 2024 to June 2025. 
• Authorization to work permanently in the U.S.

Preferred qualification, capabilities and skills:

• Proficiency in Microsoft Excel and PowerPoint
• Knowledge of Python, Java, SQL 
• Relevant internship experience and accounting, data science, economics, engineering, finance or coursework

What’s Next?

Help us learn about you by submitting a complete and thoughtful application, which includes the following steps: 

• Complete and submit your application online, which includes a copy of your resume and email address. 
  • Your email address will be used to create and maintain your profile. If you are a current JPMC employee, use your JPMC email address to apply for jobs internally. Do not use an email address with “.edu” extension, as doing so could result in delays receiving updates regarding your candidacy.
  • Your application and resume are a way for us to initially get to know you, so it’s important to complete all relevant application questions so we have as much information about you as possible.
• Complete a video interview, powered by HireVue. 
  • You’ll receive an email invitation to complete a video interview, powered by HireVue. This is your opportunity to further bring your resume to life and showcase your experience for our recruiting team and hiring managers.
  • HireVue is required, and your application will not be considered for further review until you have completed the video interview questions. We strongly encourage that you apply and complete the required elements as soon as possible.
• Wait for additional guidance from the Campus Recruiting team following submission of your HireVue videos.

About Us 

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. 

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. For those in eligible roles, discretionary incentive compensation which may be awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. 

About the Team

Commercial Banking is focused on helping our clients succeed and making a positive difference in our communities. We provide credit and financing, treasury and payment services, international banking and real estate services to clients including corporations, municipalities, institutions, real estate investors and owners, and nonprofit organizations.